* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        :root {
            --primary-blue: #0885d9;
            --dark-blue: #06619e;
            --light-blue: #e6f4fc;
            --dark: #1a1a2e;
            --gray: #6c757d;
            --light-gray: #f8f9fa;
        }

        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            line-height: 1.6;
            color: #333;
            overflow-x: hidden;
        }

        /* Navigation */
        nav {
            position: fixed;
            top: 0;
            width: 100%;
            background: white;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
            z-index: 1000;
            transition: all 0.3s ease;
        }

        .nav-container {
            max-width: 1200px;
            margin: 0 auto;
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1rem 2rem;
        }

        .logo {
            font-size: 1.8rem;
            font-weight: bold;
            color: var(--primary-blue);
            text-decoration: none;
            transition: transform 0.3s ease;
        }

        .logo:hover {
            transform: scale(1.05);
        }

        .nav-links {
            display: flex;
            list-style: none;
            gap: 2rem;
        }

        .nav-links a {
            text-decoration: none;
            color: var(--dark);
            font-weight: 500;
            transition: color 0.3s ease;
            position: relative;
        }

        .nav-links a::after {
            content: '';
            position: absolute;
            bottom: -5px;
            left: 0;
            width: 0;
            height: 2px;
            background: var(--primary-blue);
            transition: width 0.3s ease;
        }

        .nav-links a:hover::after,
        .nav-links a.active::after {
            width: 100%;
        }

        .nav-links a:hover,
        .nav-links a.active {
            color: var(--primary-blue);
        }

        .menu-toggle {
            display: none;
            flex-direction: column;
            cursor: pointer;
        }

        .menu-toggle span {
            width: 25px;
            height: 3px;
            background: var(--primary-blue);
            margin: 3px 0;
            transition: 0.3s;
        }

        /* Hero Section */
        .hero {
            margin-top: 70px;
            height: 90vh;
            background: linear-gradient(135deg, rgba(0, 133, 217, 0.9), rgba(0, 97, 158, 0.9)),
                        url('../img/insuranceya.jpeg') center/cover;
            display: flex;
            align-items: center;
            justify-content: center;
            text-align: center;
            color: white;
            position: relative;
            overflow: hidden;
        }

        .hero::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
        }

        .hero-content {
            position: relative;
            z-index: 1;
            max-width: 800px;
            padding: 2rem;
            animation: fadeInUp 1s ease;
        }

        .hero h1 {
            font-size: 3.5rem;
            margin-bottom: 1rem;
            font-weight: 700;
            text-shadow: 2px 2px 4px rgba(0,0,0,0.3);
        }

        .hero hr {
            width: 100px;
            height: 3px;
            background: white;
            border: none;
            margin: 1.5rem auto;
        }

        .hero p {
            font-size: 1.5rem;
            margin-bottom: 2rem;
            opacity: 0.95;
        }

        .cta-button {
            display: inline-block;
            padding: 1rem 2.5rem;
            background: white;
            color: var(--primary-blue);
            text-decoration: none;
            border-radius: 50px;
            font-weight: 600;
            transition: all 0.3s ease;
            box-shadow: 0 5px 15px rgba(0,0,0,0.2);
        }

        .cta-button:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 20px rgba(0,0,0,0.3);
        }

        /* Why Us Section */
        .why-us {
            padding: 5rem 2rem;
            background: white;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
        }

        .section-title {
            text-align: center;
            font-size: 2.5rem;
            color: var(--dark);
            margin-bottom: 1rem;
            position: relative;
        }

        .section-title::after {
            content: '';
            display: block;
            width: 80px;
            height: 4px;
            background: var(--primary-blue);
            margin: 1rem auto;
        }

        .why-us-content {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 3rem;
            margin-top: 3rem;
            align-items: center;
        }

        .benefits-list {
            list-style: none;
        }

        .benefits-list li {
            padding: 1.2rem;
            margin-bottom: 1rem;
            background: var(--light-blue);
            border-left: 4px solid var(--primary-blue);
            border-radius: 8px;
            transition: all 0.3s ease;
            display: flex;
            align-items: flex-start;
            gap: 1rem;
        }

        .benefits-list li:hover {
            transform: translateX(10px);
            box-shadow: 0 5px 15px rgba(8, 133, 217, 0.2);
        }

        .benefits-list li::before {
            content: '✓';
            color: var(--primary-blue);
            font-weight: bold;
            font-size: 1.5rem;
            flex-shrink: 0;
        }

        .image-gallery {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 1rem;
        }

        .image-gallery img {
            width: 100%;
            height: 200px;
            object-fit: cover;
            border-radius: 10px;
            box-shadow: 0 5px 15px rgba(0,0,0,0.1);
            transition: transform 0.3s ease;
        }

        .image-gallery img:first-child {
            grid-column: 1 / -1;
            height: 300px;
        }

        .image-gallery img:hover {
            transform: scale(1.05);
        }

        /* Partners Section */
        .partners {
            padding: 5rem 2rem;
            background: var(--light-gray);
        }

        .partners-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
            align-items: center;
        }

        .partner-logo {
            background: white;
            padding: 2rem;
            border-radius: 10px;
            display: flex;
            align-items: center;
            justify-content: center;
            height: 120px;
            box-shadow: 0 3px 10px rgba(0,0,0,0.1);
            transition: all 0.3s ease;
        }

        .partner-logo:hover {
            transform: translateY(-5px);
            box-shadow: 0 8px 20px rgba(0,0,0,0.15);
        }

        .partner-logo img {
            max-width: 100%;
            max-height: 80px;
            object-fit: contain;
        }

        /* Insurance Types Section */
        .insurance-types {
            padding: 5rem 2rem;
            background: white;
        }

        .cards-container {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }

        .insurance-card {
            background: white;
            border-radius: 15px;
            overflow: hidden;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
            transition: all 0.3s ease;
            cursor: pointer;
        }

        .insurance-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 10px 30px rgba(8, 133, 217, 0.3);
        }

        .card-image {
            height: 200px;
            overflow: hidden;
        }

        .card-image img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            transition: transform 0.3s ease;
        }

        .insurance-card:hover .card-image img {
            transform: scale(1.1);
        }

        .card-content {
            padding: 2rem;
        }

        .card-content h3 {
            color: var(--dark);
            margin-bottom: 1rem;
            font-size: 1.5rem;
        }

        .card-content p {
            color: var(--gray);
            line-height: 1.6;
        }

        .view-more {
            text-align: center;
            margin-top: 3rem;
        }

        .btn-more {
            padding: 1rem 3rem;
            background: var(--primary-blue);
            color: white;
            border: none;
            border-radius: 50px;
            font-size: 1.1rem;
            font-weight: 600;
            cursor: pointer;
            transition: all 0.3s ease;
            text-decoration: none;
            display: inline-block;
        }

        .btn-more:hover {
            background: var(--dark-blue);
            transform: translateY(-3px);
            box-shadow: 0 5px 15px rgba(8, 133, 217, 0.4);
        }

        /* Footer */
        footer {
            background: var(--dark);
            color: white;
            padding: 4rem 2rem 2rem;
        }

        .footer-content {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 3rem;
        }

        .footer-section h3 {
            color: #ffc107;
            margin-bottom: 1.5rem;
            font-size: 1.2rem;
        }

        .footer-section p,
        .footer-section a {
            color: rgba(255,255,255,0.8);
            text-decoration: none;
            display: block;
            margin-bottom: 0.8rem;
            transition: color 0.3s ease;
        }

        .footer-section a:hover {
            color: white;
            padding-left: 5px;
        }

        .footer-bottom {
            max-width: 1200px;
            margin: 3rem auto 0;
            padding-top: 2rem;
            border-top: 1px solid rgba(255,255,255,0.1);
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .social-links {
            display: flex;
            gap: 1rem;
        }

        .social-links a {
            width: 40px;
            height: 40px;
            background: rgba(255,255,255,0.1);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            text-decoration: none;
            transition: all 0.3s ease;
        }

        .social-links a:hover {
            background: var(--primary-blue);
            transform: translateY(-3px);
        }

        /* Animations */
        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* Responsive */
        @media (max-width: 768px) {
            .menu-toggle {
                display: flex;
            }

            .nav-links {
                position: fixed;
                top: 70px;
                right: -100%;
                width: 100%;
                height: calc(100vh - 70px);
                background: white;
                flex-direction: column;
                align-items: center;
                justify-content: center;
                transition: right 0.3s ease;
                box-shadow: -5px 0 10px rgba(0,0,0,0.1);
            }

            .nav-links.active {
                right: 0;
            }

            .hero h1 {
                font-size: 2.5rem;
            }

            .hero p {
                font-size: 1.2rem;
            }

            .why-us-content {
                grid-template-columns: 1fr;
            }

            .section-title {
                font-size: 2rem;
            }

            .footer-bottom {
                flex-direction: column;
                gap: 1rem;
                text-align: center;
            }
        }